Mortgage Lending
Headquartered in the Highland Lakes of the Texas Hill Country, Thess Mortgage can originate mortgages for residential property in the State of Texas. Any non mortgage products are originated by the partnering company - JA Consulting LLC.
Thess Mortgage has the resources to conduct the pre-qualfication for rates, terms, and loan amounts; plus, credit history check, document collection, and or loan file building via electronically. If this is simply not the way you would like to transact your loan, we can get on a call to make arrangements. The mortgage loan process should not sting, it should empower the borrower. We are here to serve you.
If you would like to get pre-qualified today, just click the get started button below.
Loan Products
Standard Owner Occupied Home Loan Products: Primary or Secondary
Government Issued Mortgages - FHA, VA, and USDA
Adjustable Rate Mortgages
Fixed Rate Mortgages - 15, 20, 25, and 30 year
Jumbo Mortgages
Refinance
Home Equity Line of Credit (HELOC)
New Construction to Permanent - New Home, Manufactured Home, Modular Home
Permanent Alien Resident Loans
One Time New Construction Home Loans
Non Qualified Low Doc Mortgage Loans:
Bank Statement Loans - 12 Months
Asset Based Loans - Leveraging Checking, Savings, Investment Accounts, and or Money Market Accounts
Jumbo Loans with 10% down
No Income Investment Loans - Debt To Service Coverage Ratio >1.0
Foreign National Loans (ITIN) - VISA, VISA Waiver, 3 years active, and open trade lines with 2 year history
Interest Only Home Loans
Investor Home Loan Products for Non-Owner Occupied:
Portfolio Loans - 1-4 Units
Interest Only Property Seasoning Short Term Loans - Acquisition, New Construction to Permanent
Multifamily Loans - 4+ Unit Acquisition, 4+ Unit New Construction
Rental Investment Loans - 1-4 Unit Acquisition, 1-4 Unit New Construction
DSCR Investment Property Loans
Need to chat before getting started?
Use the form below to contact us regarding your loan needs. Please be as detailed as possible. Include desire loan location, how long you will need your loan for, anything bogus where other lenders have turned you away, and if you would rather talk leave your phone number below.